uob personalized banking
uob personalized banking
Blog Article
UOB Lender features a variety of personal banking expert services intended to meet the economical demands of people. Under is an intensive overview to assist you to recognize the key features and choices.
Forms of Accounts
Discounts Account: This account enables you to spend less although earning fascination.
Features: Quick access, fascination earnings, negligible charges.
Added benefits: Safe place for your money, probable growth by means of fascination.
Present-day Account: Perfect for every day transactions and controlling charges.
Options: Checkbook facility, overdraft protection.
Advantages: Practical for normal payments and withdrawals.
Fastened Deposit Account: For people looking to make larger curiosity costs about a hard and fast period of time.
Capabilities: Fastened time period deposits, better fascination premiums as compared to price savings accounts.
Benefits: Protected investment possibility with predictable returns.
Financial loans
Particular Loans: Unsecured loans that may be used for many applications like instruction or household renovation.
Sorts:
Installment Loans
Credit history Traces
Rewards: Flexible repayment conditions, competitive interest fees.
Household Loans: Personalized alternatives for getting home or refinancing present mortgages.
Types:
Fastened Charge House Personal loan
Floating Fee House Personal loan
Positive aspects: Various designs to match individual desires, desirable fees.
Charge cards
UOB features A variety of bank cards catering to distinct existence and paying patterns:
Rewards Playing cards: Earn factors on each invest in which can be redeemed for presents or vacation miles.
Cashback Cards: Get income rebates on day to day investing for instance groceries and dining out.
Travel Cards: Exclusive Advantages like air miles accumulation and journey coverage protection.
Investment decision Expert services
For people thinking about increasing their prosperity as a result of investments:
Unit Trusts * Diversified portfolio managed by experts. * Suited to extensive-time period growth goals.
Structured Deposits * Combines the functions of classic deposits with financial investment products. * Possibly larger returns but with some threat concerned.
Insurance policies Solutions
To safeguard on your own and All your family members from unexpected functions:
Daily life Insurance plan * Supplies more info fiscal protection in case of Loss of life or crucial illness. * Can also function a discounts Resource dependant upon the coverage selected.
Well being Insurance * Handles health care expenditures such as hospitalization costs. * Important for mitigating substantial healthcare expenditures.
Digital Banking Services
Benefit at your fingertips by way of digital platforms:
World-wide-web Banking
Lets you control your funds on the web:
View account balances and transaction heritage
Transfer money concerning accounts or shell out bills
Make an application for new goods (financial loans/credit cards)
Cellular Banking
Banking on-the-go by using mobile applications:
Fast harmony checks
Cell payment alternatives (QR code payments)
Notifications & alerts about account exercise
With these detailed choices, UOB aims to supply individualized banking options that cater specially to person necessities while guaranteeing benefit and security in all transactions.